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Regulation E protects consumers who use electronic fund transfers, outlining their rights and the responsibilities of financial institutions. Regulation E is a key consumer protection rule that governs electronic transactions. …
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A rate is the percentage of interest you earn on savings or pay on a loan, and it helps determine how much your money grows or how much borrowing will …
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A personal identification number, or PIN, is a secret number that helps protect your bank account and debit card. Think of it as a key that only you should have …
What Is a Personal Identification Number (PIN)? – Simple and Easy Explanation Read More
Learn how overdraft settings work for your checking account and how they affect your transactions. Understanding Overdraft Settings An overdraft setting is basically a bank feature that decides what happens …
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Keep your checking account safe from declined transactions or bounced checks with overdraft protection. Understanding Overdraft Protection Overdraft protection is a handy service that helps you avoid overdraft fees when …
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An overdraft happens when you spend more money than you have in your checking account, but your bank still lets the payment go through. Imagine you have $50 in your …
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Your guide to understanding the original interest rate on a CD and why it matters. Understanding the Original Interest Rate The original interest rate is the rate of interest your …
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Manage your bank account anytime, anywhere with the convenience of online banking. Understanding Online Banking Online banking is a service that lets you access your bank account and handle certain …
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Access your money anytime, anywhere, even if the ATM isn’t from your own bank. Understanding Non-Bank ATMs A non-bank ATM is simply an ATM that isn’t owned by your bank. …
What Is a Non-Bank ATM? – Simple and Easy Explanation Read More
A monthly maintenance fee is a small charge that banks or financial institutions apply to certain accounts, like checking or savings accounts, just for keeping the account open and active. …
What Is a Monthly Maintenance Fee? – Simple and Easy Explanation Read More