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Morbidity describes how often illness occurs or how serious diseases are within a specific group of people. When reading about health insurance, public health, or medical statistics, you may come …
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Morale hazard is when carelessness or lack of responsibility by the insured increases the chance of a loss happening. Insurance is built on trust. The insurance company agrees to help …
What Is Morale Hazard? – Simple and Easy Explanation Read More
Moral hazard in insurance happens when someone takes more risks or is less careful because they know insurance will cover the loss. Insurance is meant to protect us when something …
What Is Moral Hazard in Insurance? – Simple and Easy Explanation Read More
A health insurance member is a person who is enrolled in a health plan and eligible to receive covered healthcare services under that plan. When reading health insurance documents, you’ll …
What Is a Member in Health Insurance? – Simple and Easy Explanation Read More
A modified guaranteed annuity is a type of annuity that can adjust the value of your money when you withdraw it, based on market conditions and a formula in the …
What Is a Modified Guaranteed Annuity? – Simple and Easy Explanation Read More
Mobile homes under transport insurance protects a mobile home from damage while it is being moved from one location to another, whether for personal or commercial reasons. Moving a mobile …
What Is Mobile Homes Under Transport Insurance? – Simple and Easy Explanation Read More
Mobile home homeowners insurance is coverage designed to protect people who own and live in a mobile or manufactured home, covering the home, belongings, and personal liability. Owning a mobile …
What Is Mobile Home Homeowners Insurance? – Simple and Easy Explanation Read More
A Minimum Premium Plan is a hybrid health insurance option where an employer self-funds most employee claims, while an insurance company helps manage the plan and protects against very large …
What Is a Minimum Premium Plan? – Simple and Easy Explanation Read More
Medigap is extra health insurance that helps cover the gaps in Medicare, like deductibles, copays, and coinsurance, so your medical bills are more predictable. Understanding Medigap in Plain English Medigap, …
What Is Medigap? – A Simple and Easy Explanation Read More
Medicare Supplement insurance, also known as Medigap, helps pay the out-of-pocket costs that Original Medicare doesn’t fully cover, making healthcare expenses more predictable. If you’re on Medicare, you may be …
What Is Medicare Supplement (Medigap) Insurance? – Simple and Easy Explanation Read More