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An insurer is a licensed company that provides property or casualty insurance and agrees to pay covered claims. Understanding What an Insurer Is In simple terms, an insurer is an …
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An insured is the person or group protected by an insurance policy when something unexpected happens. Understanding Who the Insured Is In insurance, the term insured refers to the party …
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Insurance to value compares how much insurance you buy to what it would really cost to replace your property after a loss. Understanding Insurance to Value in Everyday Terms Insurance …
What Is Insurance to Value? – Simple and Easy Explanation Read More
The Insurance Regulatory Information System (IRIS) helps regulators spot early signs of financial trouble in insurance companies. Understanding the Insurance Regulatory Information System (IRIS) The Insurance Regulatory Information System, often …
What Is the Insurance Regulatory Information System (IRIS)? – Simple and Easy Explanation Read More
An insurance holding company system is a group of related companies where at least one company is an insurer, working together under shared ownership or control. Understanding an Insurance Holding …
What Is an Insurance Holding Company System? – Simple and Easy Explanation Read More
Insurance is a way to protect yourself financially by transferring risk to an insurance company, helping reduce uncertainty when unexpected events happen. Understanding Insurance in Simple Terms Insurance may sound …
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Insurable interest is a basic rule in insurance that explains why you’re allowed to insure something in the first place. It means you must have a real financial connection to …
What Is Insurable Interest? – Simple and Easy Explanation Read More
Industrial life insurance is a type of small, affordable life insurance designed for everyday families. Often called debit insurance, it was created to make life insurance accessible to people who …
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Inland marine insurance protects valuable property that moves, travels, or doesn’t stay in one fixed place, including equipment, tools, and special items. Understanding Inland Marine Insurance Despite its name, inland …
What Is Inland Marine Insurance? – Simple and Easy Explanation Read More
Individual credit life insurance pays off a loan if the borrower dies, helping protect loved ones from taking on unpaid debt during a difficult time. Understanding Individual Credit Life Insurance …
What Is Individual Credit Life Insurance? – Simple and Easy Explanation Read More