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Hospital indemnity coverage pays you a fixed cash benefit when you’re admitted to a hospital, helping cover extra costs your regular health insurance may not. Understanding Hospital Indemnity Coverage Hospital …
What Is Hospital Indemnity Coverage? – Simple and Easy Explanation Read More
Homeowners insurance is a type of policy that protects your home, your belongings, and you if someone gets hurt on your property. Understanding Homeowners Insurance Homeowners insurance is designed to …
What Is Homeowners Insurance? – Simple and Easy Explanation Read More
A hold-harmless agreement is a contract where one party agrees to take responsibility for certain risks or losses instead of the other party. Understanding a Hold-Harmless Agreement A hold-harmless agreement …
What Is a Hold-Harmless Agreement? – Simple and Easy Explanation Read More
A health plan is a written agreement that explains what medical services are covered and what you pay in exchange for health insurance protection. Understanding What a Health Plan Really …
What Is a Health Plan? – Simple and Easy Explanation Read More
A Health Maintenance Organization (HMO) is a type of health insurance plan that offers medical care through a specific network for a predictable monthly cost. Understanding Health Maintenance Organizations (HMO) …
What Is a Health Maintenance Organization (HMO)? – Simple and Easy Explanation Read More
Health excess/stop loss insurance helps protect health plans and employers from extremely high medical claims that could otherwise cause serious financial strain. Understanding Health Excess/Stop Loss Insurance Health excess/stop loss …
What Is Health Excess/Stop Loss Insurance? – Simple and Easy Explanation Read More
A hazard is anything that increases the chance or severity of a loss, making an accident or damage more likely to happen. Understanding What a Hazard Really Means In the …
What Is a Hazard? – Simple and Easy Explanation Read More
A clear, friendly guide to help you understand what a hard market is, why it happens, and how it affects insurance buyers. A hard market is a market situation where …
What Is a Hard Market? – Simple and Easy Explanation Read More
A guaranty fund is a state-backed safety net that protects policyholders if an insurance company becomes insolvent. A guaranty fund helps pay claims when an insurer fails, making sure policyholders …
What Is a Guaranty Fund? – Simple and Easy Explanation Read More
A Group Health Organization HMO gives members access to comprehensive healthcare services for a fixed fee, using approved doctors and facilities within a set service area. Understanding Group Health Organizations …
What Is a Group Health Organization (HMO)? – Simple and Easy Explanation Read More