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EBNR refers to insurance premiums that are expected to be earned but haven’t been fully reported or finalized yet. In insurance, timing matters a lot. Premiums, claims, and contracts don’t …
What Is EBNR (Earned But Not Reported)? – Simple and Easy Explanation Read More
Earthquake insurance helps protect your property from damage caused by earthquakes and earth movement, but it comes with important limits you should understand. Earthquakes can strike without warning, causing serious …
What Is Earthquake Insurance? – Simple and Easy Explanation Read More
Earned premium is the part of an insurance premium an insurer has officially “earned” over time as coverage is provided. What Does Earned Premium Mean? When you buy an insurance …
What Is Earned Premium? – Simple and Easy Explanation Read More
An early warning system in insurance helps regulators spot financial trouble early so insurance companies stay stable and customers stay protected. Early Warning System Explained in Plain English An early …
What Is an Early Warning System in Insurance? – Simple and Easy Explanation Read More
Dwelling property/personal liability insurance is a combined policy that protects both your home and your responsibility to others if they are injured or their property is damaged. Understanding Dwelling Property/Personal …
What Is Dwelling Property/Personal Liability Insurance? – Simple and Easy Explanation Read More
Dual interest insurance protects both lenders and borrowers by covering the collateral securing a loan or credit transaction. Understanding Dual Interest Insurance in Simple Terms When you take out a …
What Is Dual Interest Insurance? – Simple and Easy Explanation Read More
A domestic insurer is an insurance company that is based and licensed in the same state where it sells its policies. Understanding Domestic Insurers in Simple Terms In the world …
What Is a Domestic Insurer? – Simple and Easy Explanation Read More
An insurance dividend is money returned to policyholders when an insurer has surplus funds after covering claims and expenses. Understanding Dividends in Insurance When most people hear the word dividend, …
What Is a Dividend? – Simple and Easy Explanation Read More
Short-term disability income insurance pays part of your income for a limited time if injury or illness prevents you from working. Understanding Short-Term Disability Income in Plain Language Short-term disability …
What Is Short-Term Disability Income? – Simple and Easy Explanation Read More
Long-term disability income insurance pays ongoing benefits for years if illness or injury keeps you from working and earning a regular income. Understanding Long-Term Disability Income in Simple Terms Long-term …
What Is Long-Term Disability Income? – Simple and Easy Explanation Read More