Written premium is the amount an insurance company charges for a policy during a specific period, based on risk, coverage, and expected costs. Understanding Written Premium in Simple Terms If …

Workers’ compensation is insurance that helps employees get medical care and income support after a work-related injury or illness. Understanding Workers’ Compensation in Plain English Workers’ compensation is a type …

Whole life insurance is a type of life insurance that provides lifelong coverage and pays a benefit whenever the insured person passes away. If you’ve ever worried about how your …

A warranty is a type of coverage that helps protect you from unexpected repair costs when a product breaks down or has defects after the original warranty ends. When you …

A warrant is a financial agreement that gives you the right to buy an asset later at a set price, offering both opportunity and risk in one instrument. If you’ve …

Vision insurance helps cover basic eye care costs like eye exams, glasses, and contact lenses, making it easier to afford routine vision care. Vision insurance is often called a “limited …

A viatical settlement lets someone sell their life insurance policy for immediate cash when they need money the most. Viatical settlements may sound complex, but the basic idea is straightforward. …

Variable universal life insurance is a flexible type of life insurance that mixes lifelong protection with investment choices you control. Variable universal life (often called VUL) can sound complicated at …

Variable life insurance is a type of life insurance that combines lifelong coverage with investment options, allowing your policy’s value to rise or fall with the market. Understanding Variable Life …