Glossary

Dwelling property/personal liability insurance is a combined policy that protects both your home and your responsibility to others if they are injured or their property is damaged. Understanding Dwelling Property/Personal …

Dual interest insurance protects both lenders and borrowers by covering the collateral securing a loan or credit transaction. Understanding Dual Interest Insurance in Simple Terms When you take out a …

A domestic insurer is an insurance company that is based and licensed in the same state where it sells its policies. Understanding Domestic Insurers in Simple Terms In the world …

An insurance dividend is money returned to policyholders when an insurer has surplus funds after covering claims and expenses. Understanding Dividends in Insurance When most people hear the word dividend, …

Short-term disability income insurance pays part of your income for a limited time if injury or illness prevents you from working. Understanding Short-Term Disability Income in Plain Language Short-term disability …

Long-term disability income insurance pays ongoing benefits for years if illness or injury keeps you from working and earning a regular income. Understanding Long-Term Disability Income in Simple Terms Long-term …

Disability income insurance replaces part of your paycheck if an illness or injury prevents you from working and earning your regular income. Understanding Disability Income in Everyday Language Most people …

Directors & Officers Liability insurance protects company leaders from personal financial loss if they are sued for decisions made while running the business. Understanding Directors & Officers Liability in Plain …